XRP Ledger's 'Missing Layer' Draws Closer as Developers Test Lending, Credit Features: Ripple

60-second summary

Ripple is testing lending and credit features on the XRP Ledger, a crucial step towards its 'Missing Layer' vision. Developers are working on the XRP Ledger Lending Protocol, which will allow institutions to structure loans directly on-chain. This innovative approach is expected to increase the ledger's adoption and utility, further solidifying its position in the financial sector.